>Seriously, do you remember when people used to save their money in order to buy something big? Now people just buy whatever they want whenever they want it. Put it on the plastic! It’s free money!
I refuse to use credit cards anymore. They just encourage me towards bad spending habits. I’d rather sock away a couple of bucks from each pay check and pay cash for whatever big ticket item I need. It’s better than paying interest to a big eastern syndicate.